Средняя ставка по кредиту для физлица достигла 18,2%. В лидерах по объему кредитования населения - ForteBank и Народный Банк
Розничный кредитный портфель. 1 полугодие 2016
Совокупный кредитный портфель, направленный банками на финансирование различных потребностей населения, по итогам июня 2016 года достиг размера 3 991,4 млрд тг, снизившись по отношению к аналогичному периоду прошлого года на 0,2% или на 6,9 млрд. тг. При этом с начала года падение составило 3,8% или почти 160 млрд тг.
Доля розничных кредитов в совокупном кредитном портфеле БВУ продолжает сохраняться на рекордно низких отметках (чуть более 32%). По итогам 2015-1П2016 можно констатировать, что внимание банков переключилось на более стабильные в финансовом плане корпорации и предприятия (доля выданных им кредитов возросла почти до 68%).
![](data:image/png;base64,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)
Основной фактор, негативно повлиявший на возможность роста объемов кредитования населения - высокие процентные ставки. В июне 2016, средний процент под который резидент мог получить средства был на 4,2 п.п. выше ставки кредитования юрлица. При этом за весь анализируемый период, начиная с 2015 года, юридические лица привлекали более дорогие средства, чем население, только в январе 2016.
![](data:image/png;base64,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)
Из 16 банков, предоставивших детализированную отчетность, наибольшим размером розничных кредитов располагает Народный Банк. При этом на втором месте расположился ForteBank с наилучшим результатом среди банков без участия государственных структур в капитале. Также ForteBank продемонстрировал лучший результат по объемной доли кредитов физических лиц в совокупном портфеле. Помимо Хоум Кредит банка (который полностью специализируется на розничных кредитах) ForteBank единственный банк из анализируемых БВУ с долей кредитов для населения свыше 50%.
![](data:image/png;base64,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)